Cashless Mediclaim &
Insurance Assistance
We help patients and families navigate cashless hospitalization, TPAs, insurance approvals, and mediclaim claims with confidence and transparency.
Insurance Partners & TPAs
Check Your Eligibility
Search for your insurance provider or TPA to see if we offer cashless hospitalization.
The Cashless Process
A transparent, step-by-step guide to how cashless hospitalization works at Param Hospital.
- 1
Confirm Insurance Eligibility
Prior to admissionSpeak with our admission desk to confirm your policy covers the planned procedure. Submit your health card and Aadhar card copies.
- 2
Pre-Authorization Request
4 to 12 hours processingWe file the formal request on your behalf to your TPA along with your medical records and doctor's advice.
- 3
Admission & Treatment
During stayOnce Initial Approval is received, you get admitted smoothly. In emergencies, we initiate treatment immediately and process insurance simultaneously.
- 4
Enhancement Requests
As requiredIf the initial approval amount is consumed, we automatically file for financial enhancement with the TPA based on updated medical bills.
- 5
Final Settlement
3 to 6 hours processingUpon discharge, the final hospital bill is compiled and sent to the TPA for Final Authorization.
- 6
Clearance
At dischargeClear any non-payable amounts (consumables or co-payments) at the billing counter and receive your final clearance pass.
Emergency Admissions
In an emergency, immediate medical treatment is our sole priority. Our team works rapidly to secure insurance coverage in the background. Inform our desk within 24 hours of arrival to ensure cashless processing.
Documents Required for Admission
Keep these documents handy to ensure a completely smooth cashless experience.
Health Insurance ID Card
Current year Health Insurance ID Card or Policy Copy.
Government Identity Proof
Aadhar Card, PAN Card, or Passport for identity verification.
Doctor's Admission Advice
Original admission advice written by the consulting doctor.
Previous Medical Records
Past consultation notes, prescriptions, and investigation reports.
Corporate Employee ID
If covered under an employer corporate policy, your employee ID card.
Frequently Asked Questions
Everything you need to know about mediclaim, TPAs, and cashless hospitalization.
Discharge & Settlement
Emergency Admissions
General Insurance
Insurance
Planned Admissions
TPAs & Reimbursement
Need Help With Pre-Authorization?
Our dedicated insurance desk is ready to guide you through document verification and claim settlement.